Regardless of how many assets are under management, we always start with planning.
What that means is we begin by establishing a cash flow projection and preparing your personal balance sheet. We’ll review your insurance coverage, make recommendations, and answer other financial planning-related questions. We also offer guidance with a basic asset allocation in any investment accounts, including your retirement accounts at work.
We stand by ready to offer guidance on cash flow management, retirement income planning, reviewing your investments, charitable giving, estate planning, tax analysis, and reviewing life insurance needs.
We follow a process to help you make an educated and informed decision about our firm or any other firm that you talk to.
Before having you come into the office, let’s schedule a quick phone appointment to see if we are potentially a good fit for your needs and to describe our process for helping you evaluate our firm.
We’ll answer questions you have and ask a lot of our own questions. We want to understand your goals and your financial situation. You will see exactly what we can do before you pay us a penny.
You will have a straightforward, easy-to-understand plan built just for you. Then ValueAligned will build a portfolio of shares of great companies to fund your plan.