U.S. WORKERS STILL LAG IN RETIREMENT SAVINGS
The executives noted that retirements are getting longer. Three-quarters of people who turn 65 will be alive at the age of 90 and nearly half will be alive at 95, said Tim Seifert, vice president and head of annuity sales... Read More →
THE No. 1 FINANCIAL FEAR AMONG RICH PEOPLE
Even the richest Americans are worried about having enough for retirement.51% of affluent investors — defined as those who have total investable assets of $500,000 or more — say they are concerned about being financially secure in retirement.That’s according to... Read More →
Ready for the next stock market crash?
After nine years since the last crash ended, can you afford even one devastating year? The devastation to portfolios is often ugly when the stock market crashes. We have experienced two major market meltdowns in the last 17 years. One... Read More →
Beginning of the End for Bonds – Pop Goes the Great Credit Bubble
The Great Credit Bubble is unraveling at the bottom in “junk bonds”, below BBB- ratings. This will quickly make its way into all debt. I don’t know if the Federal Reserve is ready for this. If you have been reading my... Read More →
Six Years Since the Great Recession of 2009: What’s New?
How much has your salary increased since 2009? What about the value of your home? If it’s less than 1
Discovering What You Value Most with Goal-Based Financial Planning
When you hear the term “financial planning,” do you feel anxious? Intimidated? Maybe even terrified? Creating a financial plan just seems so overwhelming. It’s okay, I don’t blame you. Most Americans do not have a financial plan. They think that... Read More →
5 Facts about Mutual Funds Monmouth County Investors Must Know
The winter freeze has just begun to thaw, so you’re probably not in the mood for spring cleaning. But when you do decide to bust out the duster, don’t forget to drag it over your mutual fund prospectus. It’s always... Read More →
The New Standard for Retirement Advisers – and What it Means for Your Old 401(k)s
Are you paying unnecessarily high fees to your retirement adviser, mutual fund company, or insurance company? For years, investors in Monmouth County, New Jersey and throughout the U.S. have been hip to the high costs and hidden fees associated with most... Read More →
Financial Advisor Anxiety: The Final Taboo for Monmouth County Investors
You’ve recently developed a rash on a sensitive part of your body. It’s quite painful and continues to grow more and more grotesque with each passing day. According to a new Wells Fargo & Co study, you’d be more willing... Read More →