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Financial Planner for Individuals and their Families

Financial planning is the essential first step toward successful investing and the foundation of our relationship with clients. 

Will your money outlive you, or will you outlive your money?

My mission in life is to help people make the right kind of plan so they don't outlive their money. It's a much less complicated conversation than you might expect. I invite you to have that conversation with me, without cost or obligation.

Schedule that 15 minute call below.

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Will you have enough income?

You need more money for retirement than you think.

Unlike many other advisors and brokers, we know that three-decade two-person retirements are essentially a problem of income, as opposed to principal. You don’t bring your account statement to the supermarket every week, you bring your income.

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Social Security: By the Numbers

Social Security: By the Numbers

Here are five facts about Social Security that might surprise you.
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Financially Savvy at Six Figures

Financially Savvy at Six Figures

Help your clients with these practical steps to make the most of their six-figure income.
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Keeping Up with the Joneses

Keeping Up with the Joneses

Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff?
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Understanding Your Estate: Critical Elements of an Estate Strategy

Establishing an estate strategy is crucial, yet many wait too long to put their wishes in writing. Use this helpful guide to review your estate strategy and start conversations with your loved ones, financial professionals, and legal team.

How ValueAligned Can Help

Our firm is about the solution.

Our firm is about the solution.

ValueAligned can help you figure out how much money you will need to retire, how much annual income you will have from your investments, and which shares of great companies to buy and own.

You will stop worrying about the economy and the stock market.

David Berkowitz

David Lee Berkowitz

Founder, Managing Partner, Chief Investment Officer

david@valuealigned.com

Will Siegfried

Will Siegfried

Managing Director, Investment Director, Planning Assistant, Trader

William Berkowitz

William “Bill” Berkowitz

Co-Founder and Inspiration

About Us – Value Aligned Partners (VAP)

VAP is a family-owned investment business located in Red Bank, New Jersey. We’re three professionals: a father, a nephew, and a son with deep roots in Middletown and Monmouth County.

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VAP began 20 years ago in 2002.

After 16 years as a hedge fund trader and a corporate finance consultant, David, with his dad Bill, a mutual fund executive at Dreyfus, started VAP in 2002 to offer advice to his family and friends whose lives and finances were turned upside down by the Dot.com market crash in 2000 and September 11, 2001.

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VAP is a fee-only investment advisory firm.

Investment advisors like us are different from financial advisors, brokerage firms, and insurance salesmen posing as financial planners. We don’t accept commissions, our fee structure is transparent, and we don’t sell any products like mutual funds or annuities.

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VAP always act in your best interests.

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